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  • THE CHRISTMAS TREE

    

    THE CHRISTMAS TREE

    Why do we decorate the Christmas tree? The habit is probably inherited from the Egyptians that used to decorate their houses with palm tree leaves in the day of the astrological winter. The habit was taken by the Romans that used instead of palm trees the conifers.

    But the story really begins around the 7th century when a monk from Devonshire came to Germany to teach the word of the Lord. Legend says that he used the triangular form of the Christmas tree to symbolize religious meanings. In the Europe of the 12th century, on Christmas day, the Christmas tree was installed upside down, hanging down from the ceiling!

    It appears the tree was first decorated at Riga in 1510. At the beginning of the 16Ith century, M. Luther decorated the tree with candles to suggest to his children the sparklings of the stars in the sky.

    At the middle of the 16th century, in Germany, appear the first markets specialized in selling presents for Christmas, usually food or objects of practical use.

    Christmas decorations that were meant to suggest snow were invented in Germany in 1610. At that time not only they were silvery, but they were also made out of silver. There were invented machines to make thin silver strings for the tree. Silver lasted long but it oxidized very quickly, so they tried to ally it with cooper and zinc, but the product was so heavy that it just broke under the action of his own weight. So silver was used till the middle of the 20th century.

    In Great Britain, the Christmas tree came along with merchants that originated from Germany and settled in England. Decorating the Christmas tree meant silver ornaments, candles and pearl-like ribbons all produced in Germany and Eastern Europe at the time. The custom said that every family member or invited person had to have a little tree placed on the table in front of him, with the presents besides it.

    In 1846, Queen Victoria and Prince Albert – both born in Germany – appear in “Illustrated London News”, along with their children, all around the Christmas tree. The popularity of the regal family made this custom to spread fast among the people. The tree became a fashion matter not only in the Britain Islands, but also on the eastern coast of America.

    Decorations were of a huge variety. Mostly home made because they were expensive at the time. Young ladies spent hours cutting paper snowflakes and stars, folding presents envelopes and paper supports for candy.

    In America, the Christmas tree appears around 1747, in German communities from Pennsylvania, but it spreads only along with the development of communications, at the middle of the 19th century.

    In 1882 the electric light bowl is invented and in 1892 it is adapted for the Christmas tree.
    And so, we get to our present tree that combines all the elements presented above in the most ingenious and creative mixtures.

  • AMSTERDAM

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    Amsterdam is also known to be a haven for hippies. It has moved since then to be a bigger economy and a successful cosmopolitan business centre. The hippie era was the 60s and 70s when Amsterdam got its name of hippie haven from free for all culture. Most people visualize this expired idea even today.

    The new economy has brought prosperity all around evident from growing business zones and transformation of the general landscape surrounding ancient town houses and canals.

    With about of a million of populace, the transformation of Amsterdam from a hippie haven to a buzzing business city is not yet complete. The culture of free thinking and collective living has not yet gone away. Only the free culture is not an offshoot of semi legal toxic and exotic plants, but a by product of successful economic growth today.

    Todays Amsterdam does not welcome the hippie youth that thinks getting high on hash is a part of the citys culture but prefers youth that have a spending capacity. Its not that one cant smoke hash but Amsterdam has slowly transformed itself into a city where you can smoke hash and enjoy the city without a big damage to the pocket.

    Amsterdam historically has been a major trading post during the colonial times, the reason why you will find scattered town houses around the otherwise neatly aligned canals. These were made by the then wealthy tradesmen. Today these houses mostly house smoke shops, exotic night life and a string of brothels. This historical irony has been taken in stride by the local populace and by a collective decision licensed the brothels and the sale of hash in licensed coffee shops. These are a major tourist attraction today.

    It would be wrong to think that the locals are addicted or are always high on marijuana. They are busy planning and remodeling a few town houses into various centers of innovative business, they are busy biking around or tasting ethnic food or just relaxing watching life from the sidelines reading newspapers on a sidewalk caf.

    Amsterdam has its own charm that casts a spell when you see the 1200 odd bridges lighted up over 150 odd canals. The glory of Amsterdam charms you further when it emerges form the mist in the mornings. The days could not more perfect for a visitor when he visits the flower market that floats, Rembrandt Museum, Jewish Historical Museum and the obvious social joints like nightclubs, brown cafes etc.

    English is most prevalent language of Amsterdam; it is spoken fluently by a major portion of the populace. The basic attitude of people here is very friendly and carefree, as much that one could chat up a local in course of one beer.

    Each province of Netherlands has its own tourist organization strewn around with multi lingual attendants. These Associations for Foreign Travel, as they are called or in short VVV (fay-fay-fay), book accommodations, help making travel arrangements and keeps the visitor abreast with latest programmes. They also publish Amsterdam Day by Day, a monthly magazine stating programmes for the month for a mere $2.50.
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  • HEALTH ADVICE

    HEALTH ADVICE

    Do you like grapefruit?
    The interaction between grapefruit juice and some medications can cause negative effects, especially on kidney level, and sometimes it can be fatal. A woman that uses birth control pills and then suddenly drinks too much grapefruit juice can get pregnant because this juice makes the effects of the pills disappear.
    Grapefruit juice is not indicated to drink while taking anti-depressing medication, antibiotics and medicine for cardio-vascular diseases. A person that takes anti-depressives and adds to that grapefruit in huge quantities can feel that he has all of a sudden too much or too little energy, depending on the pills taken. Combining it with antibiotic can cause stomach sickness or can extend the illness you are taking medication for because the antibiotics will diminuate their effect. Heart drugs don’t work anymore, the blood pressure stays up and the heart beat irregularly. For those that love grapefruit juice, witch is more concentrated than the fruit itself, a recommendation would be to restrain from drinking it while they are taking medication.
    Doctors try to raise attention upon avoiding and combating the combination of grapefruit with medicine especially because in some diets grapefruit juice is recommended in huge quantities.
    Grapefruit is benefic to organism if used properly. It belongs to that class of aliments that burn calories, because it takes more calories to digest them than they have. Eating the fruit is not a problem, nor is drinking a glass of juice once in a while. The problem appears where human reasoning disappears. Wanting to loose more weight faster, people weaken their bodies and eat only grapefruits. It is efficient for a diet, but it also loosens the imunitary system. They become more vulnerable, more tired and nervous and if taking any medications they are risking their health in this combination.
    So use this aliment wisely, go ask a specialist of its precise effects in your case and don’t abuse drinking grapefruit juice. Abusing something has never brought anything good, and it won’t in this case either. If you want to go on with your diet and keep your health find an alternative solution or make sure this does not affect your organism.

  • STUDENTS_CAR_LOAN

    STUDENTS CAR LOAN:

    Students are supposed to be the soft targets for all producers in the market. But still, the automobile industry which is supposed to be the widest spread industry in the whole world market has failed to capitalize on the so called softness exhibited by the students to the other products available in the market. The main reason being the huge amount of money that the students will have to invest, even though, they have no source of income against their name. However, time has changed. Now at all if any student is seeking or looking out for an easier means to buy a car, he has an available option with him. Just apply for a student car loan.
    Students face a lot of problem, when they avail the services of public transportation. The use of public transport by students, to go and study, proves and comes out pretty hectic for them. But then, they have no choice as it’s usually pretty impossible on the student’s part to avail or get a new car for their transportation purpose only. However, as for now they can relax and avail the car, just by applying for a student’s car loan.
    Moreover, it’s not just the capital part in which the student car loans tend to help out students. Student’s car loans have other distinct advantages too. Not only does the student car loan help out students financially, but they also contribute to the student’s credit history. If a student avails a student car loan , then ultimately his no-credit history gradually turns out to be a positive indicating one,because every payment made by the student gets reported to the credit rating agencies, and thereby adds up to the students credit rating, positively. And, thinking more practically, it eliminates all the transportation headaches that the student had to undergo, for reaching to their place of study.
    Moreover, in case of a student car loan the students have to make no capital payments in the beginning to the loan lending agencies, as a car loan is actually a kind of a secured loan. This implies that the loan agencies are secured by the very fact that even if the student is not able to repay the loan, then at least they can have the car of the student back. And moreover three is no problem, even if the student has a bad credit history, as the loan agency has the car as a security to take from the defaulting student.
    Thus, we see that the student car loan has made it much and more easy on the part of the students to avail a car for themselves.

  • 12 COMMANDMENTS FOR PARENTS

    12 commandments for parents

    In a child’s education an important factor is the parents’ expertise for this “job”. No one is born holding all the knowledge, but we can learn and understand some things from books or advice from qualified persons.

    Amongst the commandments a parent should strictly follow are the following:

    1. Do not underestimate your child – he can understand more than you think he does and if you make him believe you think poorly of him this might affect his development.

    2. Don’t use threat – a child loves a challenge and once threatened he might probably go on and do what he wasn’t suppose to just to see if he can escape the punishment.

    3. Do not bribe your child – if you are trying to get him to learn for money for example, he will fail to understand the importance of learning, all he will get from this is the importance of money.

    4. Do not make a small child promise something – small children can’t hold promises so don’t force them to lie and then punish them because they did that.

    5. Do not keep them under a short leash – to grow up normally children need some space, some freedom.

    6. Do not use big words or too many words when you are talking to your child – keep your ideas simple and concise so he can understand every thing you have to say.

    7. Do not expect an immediate and blind obedience – it is not recommended, the child has to be learned to think for his own not to follow orders.

    8. Do not indulge him too mush – he can develop compartmental disorders.

    9. Do not compromise when it comes to the rules of a game – the trick for a game to become educative is too have its initial rules respected.

    10. Don’t impose rules that don’t go with the age of your child.

    11. Do not try to inflict quilt – quilt is not an appropriate feeling for children, especially if they are little.

    12. Don’t give your child orders that you don’t take seriously – your child will try to please you and giving him an order is drastic, and it becomes cruel if that order is a joke.

    All these “commandments” are addressed first to the parent. But they are to be referred to by teachers and educators as well. Along with the parents, they will settle upon an attitude and strategy for the education and growth of the child, so that they can give him all the things he needs to properly develop emotional and physically.

  • ET Will Not Call

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    The Earth is unique within our solar system. It is the only planet with intelligent life and it has features which suggest that planetary situations similar to ours are quite rare.
    Earth falls within what is usually called the life corridor of our sun, which lies within distances ranging from about the orbit of Venus to about the orbit of Mars. Mercury is too hot ever to support life, and the gravity and coldness of the gas giants (Jupiter, Saturn Uranus and Neptune) preclude life from arising on them.
    Neither Mars nor Venus has produced intelligent life. Mars appears to be too small to hold an atmosphere, and Venus, while about the right size, suffers from a runaway greenhouse effect totally inimical to life.
    The gas giants mentioned above do seem to protect the Earth from excessive impact from comets, stray asteroids and the like. Remember Schumacher-Levy 9, the String-of-Pearls comet that impacted Jupiter in 1994? Have no doubt had it impacted the Earth none of us would be here today.
    Earth has other special qualities. Firstly, it wobbles. The gentle rocking motion of the Earth during its orbit around the sun gives us our seasons. Secondly, our Moon is the largest satellite in proportion to the size of its planet in our solar system. Large, and relatively close by, the moon gives us our generous tides.
    The regular tidal and seasonal rhythms are in my view most likely to give the kind of selection pressures and opportunities to promote the arrival of the earliest life forms capable of emerging from the seas, the first amphibians. If life does not make it to land, then there will be no communicative intelligent life.
    As we all know, the Earth has vast oceans of liquid water. Liquid water does function to sustain life, and arguably to allow life to originate in the first place, but it does serve another purpose. Much has been written lately about the problems associated with the greenhouse effect, caused by atmospheric gases absorbing radiation in the infrared band, and causing the Earth to warm unacceptably. We do, however, need some of this effect. With no greenhouse effect at all we would freeze. Water vapour in the atmosphere supplies that necessary level of greenhouse gas to keep the Earth’s surface temperatures liveable. We not only need liquid water, but plenty of it.
    Time scales are another problem. We have no information on the survival time for civilisations such as our own, except that we seem to be doing our best to provide some statistical data on that point.
    We do know we have had some forms of life here for more than 3 billion years, but we have been here less than a quarter of a million years, and about 100 years with radio communications. We and other intelligent life forms may arrive, flourish and die with no opportunity to contact one another.
    We will not be chatting with the Extraterrestrials.
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  • Home Equity Line of Credit

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    || Home Equity Line of Credit, godsend solution for your monetary needs

    Owning a house is the Greatest American Dream. Additionally, having a house to save you from monetary needs adds up to the benefits of owning the greatest American dream.

    You have tightened your belt during the time you are saving for your house. Now, that you have enough equity in that property, you may loosen up a bit by making use of your equity through Home Equity Line of Credit.

    Home Equity Line of Credit or HELOC, can help you in myriad of financial necessities. It can help you have a fund when you need it and for whatever purpose you may need it.

    Although, you should be careful because putting your house as collateral may cause you to loose your house if you fail to pay your debt. This should make you think many times before you embark on taking money through home equity line of credit.

    However, if your purpose of taking out money by means of home equity line of credit is to pay for medical bills or childrens college education, these expenses are inevitable. Thus, taking out money by means of home equity line of credit can be your best bet.

    Additionally, if you want to consolidate your debt, HELOC or home equity line of credit may also be beneficial. This is because compared to credit cards and other unsecured credit facilities, the interest rate in a home equity line of credit is somewhat smaller. Another benefit of this means of taking out money is that consumer credits interests are tax deductible.

    However, having said the benefits you may have from acquiring a credit through home equity line of credit, you may also need to look at the possible consequences if you fail to pay your debt.

    The most important consideration is the possibility of loosing your house to pay off the debt.

    It is thus recommendable that while you are considering the flexibility of a credit line, if you need a lump sum fund, you may consider taking out a Home Equity Loan instead. This is because in a home equity loan, you pay the interest and part of the principal debt regularly.

    This is in contrast to the variable interest rate that applies in a home equity line of credit. Additionally, in a home equity credit line, your payments balloons at the end when you need to pay the principal amount of debt.

    The flexibility of the home equity line of credit extends up to paying only the interests and paying the entire principal loan at the end of the term.

    This makes it quite hard, and if you are not ready for such balloon payment, the risk of loosing your house is intrinsic in this case.

    This is the reason why financial experts recommend that before you sign any contract that puts your house as collateral, you may need to scrutinize yourself a bit.

    Will you need the money lump sum? Ask about Home Equity Loan.
    Do you need fund periodically? Ask about Home Equity Line of Credit.

    Consider also asking for payments terms, interest rates and what conditions will make the lender consider you in default. These questions once answered may help you realize if putting your house as collateral is the best solution to your monetary needs.

    There are other credit facilities, for this reason, you may need to do your research first before deciding.

    Various debt management websites can help you understand the eccentricities of financial management that will help you avoid loosing your most precious asset.

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  • When_purchasing_car_insurance

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    Auto insurance refers to the insurance which is used for insuring the automobiles against any kind of uncertain accidents that may cause damages to the vehicle. The main purpose that the insurance serves is by giving protection against the losses incurred due to accidents. Auto insurance is a kind of insurance that consumers can buy to protect the life span of their vehicles and also for any kind of damages that the vehicle survives. They usually buy these insurances for all kind of automobiles like cars, trucks and other kind of vehicles. Different kinds of coverages are available under these insurance schemes, to suit the interest and the needs of the insured.
    Before buying auto insurance, it is very important that the person goes for a thorough analysis of the proposals offered by different companies for such insurances. Different companies offer different quotes for the insurance of the vehicle, the consumer must look out for the best one, which suits his needs and which proves to be very economical. Many companies also give different discount schemes to attract more and more consumers. The consumer can save a good deal, while purchasing auto insurance by comparing the quotes of different companies and choosing the cheapest one which satisfies all his needs.
    Comparing the quotes of different companies on the internet, for buying insurance, provides a wider platform to the consumer, where he can compare quotes from several companies and choose one among them. The main thing about choosing a quote is that the quote need not necessarily be cheap but the company must be an established one on which the customer zeros on.
    The consumer should not only compare the quotes of different companies but also companies, their reputation and their way of service. While comparing, the consumer is more acquainted with the different kind of coverages that are available and choose among them according to the needs. Buying insurance online is the most popular way of buying insurance because it is really fast and convenient, which suits to the busy life of people with no time to go to the companies personally and find out for himself the things that he might with absolutely no labor can do by sitting in front of his computer. And the best part is that, it is free of cost i.e., no cost is involved in gathering the quotes online from different companies.
    Auto insurances are needed because of the reckless accidents that are tolling high on the records. These can only be reduced once the certainty of the accidents is reduced. The companies quote their prices for insuring depends of various factors like the age of person to whom the vehicle belongs, the location where the car is bought and supposed to be used in the area and also many other factors. The details regarding the car like where it is being parked, whether or not in a garage which is supposed to have less risk of being stolen also the mileage of the car is a deciding factor, if the car travels less than a specific limit of miles then such cars are likely to receive some kind of mileage discounts.
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  • WHAT IS THE INTEREST POINT OF YOUR ROOM

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    HWhat is the interest point of your room?

    Any room has, or at least it should have and interest point. If there isnt an architectural one, well have to create it ourselves. But what is an interest point (or a focal point)? Things like a fireplace, a painting or a window with an interesting view can be focal points.

    If the focal point doesnt exist well have to create it. Hang a painting or a valuable rug on the wall. A wardrobe or some shelves with an interesting design will have the same effect. Even a television, in particularly a special kind of TV, maybe a plasma one can become a focal point. Create a focal point by simply placing a little rug with a furniture piece on top of it.

    The focal point can be compared with the verb in a sentence you need it for the room to be complete.

    Once decided upon a focal point, the furniture will be arranged in such a way that will empower it. In other words, when you are sitting in the room eyes have to look at the focal point in a natural and comfortable way.

    The manner the furniture is placed must encourage conversation. The first step is to place the chairs, keeping the distance of three meters tops between them. More than that means you wont be able to hear yourselves unless you raise your voice. Naturally the chairs or armchairs must be placed facing the focal point.
    Each chair should have a little table placed at a comfortable distance. Coffee tables are usually placed at 35-40 cm and end tables are placed right next to the armchairs.

    The most common furniture arrangement is the U shaped one, in which the open space is about to be occupied by the focal point.

    Example: focal point on the northern wall, couch on the eastern wall, another couch on the western wall and two armchairs on the southern wall.

    If various reasons keep us from placed the furniture in a shape resembling the letter U, we can always place it in L, almost have of the anterior present case, with a few occasional pieces on the free side of the room.
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  • SCHOOL KID’S ROOM

    School KiD’s room

    Once your child starts school, there are required several changes in his room’s layout. Now, a study place is a must, a place where the little scholar can prepare for school, learn and do his homework.

    The study place has to be regularly near the window so that his arm will now place a shadow on the books in front of him. Accordingly to this rule, if we are talking about a right-handed child, the light must be on his left, and if talking about a left-handed child, the light must be on his right.
    Due to the new born needs of the school-boy, the furniture must include a desk and some small cabinets or a small bookcase.

    The study table or desk must have at least 60 X 90 cm and its height and inclination has to be adjustable. There must be some kind of drawers nest to it or in it to deposit books, paper, pens and other school stuff.

    For this same purpose, the parents must consider buying a bookcase or a cabinet for books, which fits the room and the height of your child. For a optimal use of space, a desk with a study table and some shelves can be chosen.

    Natural lighting has to be supplemented or maintained by a local light. This is why the desk must have on it a lamp with adjustable arm, placed in such a way that it can focalize the light precisely to the point it is needed.
    The chair must have an adjustable height, fitting the one of the scholar.

    Recently, the computer became a necessary object in the child’s room, even in the early student’s room. Used either for fun or study, it has to become a familiar instrument for the little one.

    An “L” shaped desk allows a good position for the computer, with the monitor on one side in the corner. Be careful because the distance from the monitor and to the eyes of the person using the computer has to be of 50 – 70 cm. To better respect this distance, some desks are equipped with a special space for the monitor, positioned a little higher than the actual desk.